Credit Risk Specialist – Assessment & Validation

Job description

Qualifications

• An undergraduate Degree in mathematics, statistics or quantitative economics.
  
• CFA qualification will be an added advantage.
  
• Knowledge of data analysis and validation tools.
  
• Knowledge of data modelling, data cleansing, and data enrichment techniques.
  
• In possession of formal research training.
  
• 4 years’ working experience in a financial institution.
  
• Highly numerate and analytical.
  
• Statistical modelling, interpretation and translation.
  
• Risk management and commercial grounding.
  
• Capacity to develop and document procedures and workflows.
  
• Knowledge on macro-economic and sector performance tools.
  

Responsibilities

• Be responsible for the collation, analysis and publication of the Key Credit Risk and Performance Indicators and perform monthly trend analysis.
  
• Proactive assessment of Industry/ Sector performance and risk to guide prioritization of business efforts.
  
• Conduct Macro economic analysis and forecasting and advise the bank on possible impact to performance.
  
• Participate in conducting of periodic Credit stress tests and scenario analysis, assessing the impact of the Bank’s credit portfolio and making appropriate recommendations to senior management for action.
  
• Design relevant reporting tools and templates.
  
• Timely preparation of comprehensive and reliable credit risk reports on a monthly and quarterly basis.
  
• Review the Bank’s credit analytics to enhance its accuracy and support in the review, understanding and management of model risk to mitigate losses arising from errors.
  
• Assess the quality of the overall loan portfolio through trends and other analytical risk indicators, to improve credit collections and recoveries
  

Requirements

Education: Bachelor's degree Experience: 3 years Languages: English