# Senior Manager – KYC Advisory Job Equity Bank Canonical URL: https://primejobalerts.com/jobs/senior-manager-kyc-advisory-job-equity-bank Company: Equity Bank Category: Banking & Financial Services Location: Kenya Work type: Full-time Work arrangement: On-site Published: 2026-11-12 Expires: 2026-12-27 ## Job Description Legal Jobs, Equity Bank Jobs. The Senior Manager – KYC Advisory oversees KYC/CDD/EDD advisory and financial crime risk, requiring a Bachelor’s in Law/Finance/Banking, CAMS/ICA/CFE/CPA(K)/ACCA certification, 10+ years AML/KYC experience, and 5+ years management experience. Full-time role in Nairobi. Job Purpose - The Senior Manager – KYC Advisory is responsible for providing expert, risk-based Know Your Customer (KYC), Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) advisory, independent challenge and customer financial crime risk oversight across the Bank. - The role ensures that complex and high-risk customer relationships are appropriately assessed, that beneficial ownership and customer risk-rating standards are robust, and that customer financial crime risks are managed within the Bank’s risk appetite, while First Line retains ownership of due diligence execution. ### Key Responsibilities - Lead independent specialist advice on complex customer onboarding, retention, high-risk relationships and financial crime risk acceptance. - Challenge First Line due diligence for PEPs, high-risk jurisdictions, adverse media, source of funds and wealth, and complex customer structures. - Advise on beneficial ownership and control tests, trusts, nominees, layered structures and escalation of opaque arrangements. - Oversee the customer risk-rating methodology, risk factors, overrides and alignment with the Business-Wide Risk Assessment (BWRA) and risk appetite. - Oversee periodic and event-driven review standards, KYC deficiencies and escalation arrangements. - Provide technical input into KYC policies, digital onboarding, risk-rating tools, UBO capture and remediation programmes. - Report material customer risks and advisory themes to Management and governance forums. - Lead, develop and allocate resources across the KYC Advisory team. Key Accountabilities - Provide timely, documented and risk-based advisory opinions on complex and high-risk customer relationships. - Ensure CDD and EDD standards for PEPs, high-risk jurisdictions, high-risk sectors, correspondent relationships and complex structures are robust and consistently applied. - Challenge the adequacy of source of funds and source of wealth assessments, adverse media analysis and risk mitigation measures. - Ensure beneficial ownership is identified and verified in line with the Companies Act, POCAMLA and CBK requirements, and escalate opaque arrangements. - Oversee the customer risk-rating methodology, including risk factors, weightings, overrides and alignment with the BWRA. - Provide Second Line input into high-risk customer acceptance and exit decisions within delegated authority. - Oversee periodic and event-driven review standards and monitor the status of overdue reviews and KYC deficiencies. - Provide technical input into KYC policies, procedures, digital onboarding journeys and new product approvals. - Support KYC remediation programmes and validate the adequacy of remediation standards. - Identify recurring KYC control weaknesses and themes, and ensure remediation is owned by accountable First Line functions. - Escalate material customer financial crime risks and unresolved disagreements to the MLRO and Senior Management. - Prepare MI on advisory volumes, high-risk customer populations, KYC deficiencies and emerging risk themes. - Support regulatory inspections, audits and correspondent bank due diligence requests. - Lead, mentor and develop the team, including performance management, capability building and succession planning. Qualifications - Strong knowledge of AML/CFT/CPF laws, CBK Prudential Guidelines, FATF Standards and beneficial ownership requirements. - Expertise in CDD, EDD, PEP assessment, source of funds and wealth analysis, and customer risk assessment. - Strong understanding of complex legal structures, trusts, nominee arrangements and corporate ownership. - Strong understanding of banking products, customer segments and financial crime typologies. - Ability to provide clear, practical and defensible risk-based advice. - Excellent report writing, Board reporting and executive communication skills. - Strong stakeholder engagement, influencing and constructive challenge capability. - Demonstrated leadership, people management and team development skills. - High integrity, independence, sound judgement and decision-making capability. Experience - Minimum 10 years’ experience in AML/CFT/CPF, KYC, Financial Crime Compliance, Risk or Internal Audit within the financial services sector. - At least 5 years’ experience in a management role. - Demonstrated experience advising on complex onboarding, high-risk relationships, PEPs and beneficial ownership. - Experience with customer risk-rating methodologies, KYC remediation and regulatory inspections. - Prior experience in a Tier 1 bank and familiarity with CBK and FRC supervisory expectations will be an added advantage Academic & Professional Qualifications - Bachelor’s degree in Law, Finance, Banking, Commerce, Accounting, Economics, Risk Management or a related field. - Master’s degree in a relevant discipline will be an added advantage. - Professional certifications such as CAMS, ICA Diploma in AML, ICA Certificate in KYC and CDD, CFE, CPA(K), ACCA or equivalent. - Demonstrated commitment to continuous professional development in AML/CFT/CPF and customer due diligence. ### How to Apply Click here to apply ## Apply Use the canonical Prime Job Alerts page for full application instructions and source verification.