# Senior Credit Analyst Job KCB Bank

Canonical URL: https://primejobalerts.com/jobs/senior-credit-analyst-job-kcb-bank-2

Company: KCB Bank

Category: Banking & Financial Services

Location: Kenya

Work type: Full-time

Work arrangement: On-site

Published: 2026-09-11

Expires: 2026-10-27

## Job Description

Banking Jobs. KCB Bank Jobs. Senior Credit Analyst. Evaluating complex credit applications, assessing financial risk, and structuring corporate loans, requiring a Finance/Economics Degree, financial analysis skills, and 8 years credit experience.

### Key Responsibilities

- Evaluate and decision credit proposals (new, renewals, one offs, amendments) received from Retail business units in line with specific credit guidelines as set within existing KCB Credit policy/manual/product documents, CBK Prudential guidelines, understanding of market, industry, economic factors, financial statements and recommending those beyond DLA for consideration while ensuring compliance with set TAT, SLAs and quality standards.

- Verify and analyze credit information, documentation such as bank statements, financials, provided by BMs/Customers, and seek clarification if needed from other sources, liaise with BMs/Branches for queries, additional information/documents and business recommendations for deviations, if needed.

- Support creation and update of new and existing credit processes, policy, manuals and product standards as relates to Retail business.

- Provide training/prompt guidance and support on all aspects of credit to all credit teams across branch network e.g. regional engagements, branch/customer visits.

- Provide input on development of new and reviewing of existing retail credit products, and credit appraisal tools e.g. Scorecards and Business Rules 

- Maintain a healthy partnership with business units through effective communication and resolution of customer complaints.

- Attend to Audit requirements and provide a response to audit remarks/ensure rectification thereof in respect of Retail Credit Unit. 

- Support review of Retail portfolio through monitoring Early Vintage performance, Migration and PAR (NPL ratio) and recommend appropriate remedial actions e.g. limits review, scheme suspension etc.

Position Qualification Requirements

Academic & Professional

- Education: Bachelors Degree       Any relevant area RQ

- Professional Qualifications: ACIB/AKIB, CPA(K)/ACCA         AA

- Masters Degree Business Administration  AA

Experience

Total Minimum No of Years’ Experience Required 8

- General Banking 8 ES

- Credit Analysis and lending (with DLA)       8 ES

- People management       5 ES

- Stakeholder Management             3 ES

- Credit Administration      3 DE

- Customer/ Relationship management       3 DE

### How to Apply

Click here to apply

## Apply

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