# Relationship Officer- Pamoja Banking Job Equity Bank

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Company: Equity Bank

Category: Banking & Financial Services

Location: Kenya

Work type: Full-time

Work arrangement: On-site

Published: 2026-07-20

Expires: 2026-09-03

## Job Description

Banking Jobs, Equity Bank Jobs. Looking for a banking job in Kenya? Equity Bank is hiring a Relationship Officer – Pamoja Banking skilled in relationship management, community banking, and portfolio growth.

### Job Purpose

Reporting to the Relationship Manager Business, the Relationship Officer- Pamoja Banking has the responsibility to manage and coordinate all the groups under him/her to ensure the bank’s goals and objectives are achieved.

### Responsibilities

### Stakeholder Engagement and Outreach

- Hold consultative meetings with stakeholders (e.g., Chiefs, market opinion leaders) to arrange meetings with potential clients (groups).

- Prepare keynote messages for forums to promote the Pamoja banking value proposition.

- Manage inquiries on Pamoja banking at the branch and in the marketplace.

### Group Onboarding and Training

- Identify and select qualifying groups from the market. 

- Support groups in registering with relevant government offices and obtaining KYC documents for account opening.

- Set up group structures, maintain records, and train group officials. o Conduct pre-registration and post-registration training for groups.

- Deliver training to group members at their convenience.

### Deposit Mobilization and Documentation

- Enforce weekly savings contributions and ensure proper documentation at the group level (e.g., treasurer’s ledger, group minutes, passbooks).

- Mobilize deposits through weekly savings collections.

### Loan Processing and Compliance

- Conduct business and home visits to verify borrowers’ ability to pay, collect financial information, and confirm securities pledged.

- Compile credit proposals for discussion at the Branch Credit Committee (BCC) and present group client requests for approval

- Onboard groups and group members in the IGLS system and generate relevant reports. 

- Initiate group loan requests and manage end-of-day postings in the IGLS system.

- Perform data cleanup of exited and dormant customers from the IGLS system.

- Ensure compliance with credit policies and train branch staff on any amendments in the Pamoja banking product offering.

### Portfolio and Relationship Management

- Manage and maintain the quality of the loan book through post-disbursement visits, weekly collection of savings and loan payments, and enforcing co-guarantee mechanisms in groups.

- Establish working group structures and enforce the five pillars of stable groups.

- Ensure timely loan approval and disbursement within SLAs. 

### Customer Recruitment and Segment Growth

- Recruit new-to-bank customers and actualize segment partnership objectives to align with sector growth objectives.

### Qualifications and Experience

- University degree in a Business-Related Course, Education, Social Sciences or Diploma in business related course.

- Overall C+ in KCSE and C+ in mathematics 

- 2-3 Years’ experience

- Sales experience is an added advantage.

- Experience in micro finance industry is an added advantage.

- Experienced in project management; Monitoring and evaluation is an added advantage.

- Computer literacy with high command in Microsoft suite.

### Key Skills and Competencies

- Exhibits an exceptional degree of ingenuity, creativity, and resourcefulness.

- Excellent business relationship management skills and business closure techniques.

- Ability to develop, plan, execute and implement according to laid business strategies.

- Excellent interpersonal skills and demonstrated conflicts resolution skills.

- Strong training /coaching skills

- Strong communication, presentation, and negotiation skills

- Strong analytical and problem-solving skills

### How to Apply

Click here to apply

## Apply

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