# Manager – GRZ & Public Sector – Commercial Department Canonical URL: https://primejobalerts.com/jobs/manager-grz-public-sector-commercial-department Company: ZSIC General Insurance Limited Category: Government & Public Sector Location: Zambia, Lusaka Work type: Full-time Work arrangement: On-site Published: 2026-07-31 Expires: 2026-08-05 ## Job Description ZSIC General Insurance Limited is a leading provider of customer-centric general insurance solutions, committed to excellence, integrity, and strong corporate governance. As an equal opportunity employer and a proud member of the IDC Group of Companies, we continue to build a high-performance culture driven by professionalism, innovation, and excellent service. We are therefore inviting applications from suitably qualified, experienced, and results-driven professionals to fill the following position: ### MANAGER – GRZ & PUBLIC SECTOR – COMMERCIAL DEPARTMENT Reporting to: Chief Commercial Officer ### JOB PURPOSE To support GRZ and Public Sector underwriting by evaluating and managing insurance risks, ensuring profitability, compliance, and effective risk mitigation for ZSIC-GI’s clients. ### KEY RESPONSIBILITIES ### 1. Risk Assessment and Underwriting - Evaluate and underwrite insurance proposals for GRZ and public sector clients, ensuring adherence to ZSIC-GI’s underwriting guidelines. - Assess client risk exposures and determine appropriate coverage, limits, and premium rates. - Recommend modifications or exclusions to mitigate potential underwriting risks. ### 2. Portfolio Management - Monitor the performance of the GRZ and public sector portfolio to ensure profitability and low claim ratios. - Identify emerging risks and provide strategies to optimize risk-adjusted returns. - Prepare regular reports on portfolio performance for management review. ### 3. Compliance and Regulatory Adherence - Ensure all underwriting activities comply with relevant insurance regulations, ZSIC policies, and corporate governance requirements. - Maintain accurate records of underwriting decisions, client documentation, and policy endorsements. ### 4. Policy and Portfolio Management - Prepare, review, and issue corporate insurance policies and endorsements. - Monitor and manage the corporate portfolio to ensure profitability and sustainability. - Identify and mitigate potential risks that could impact claims experience or company exposure. ### 5. Client Relationship Management - Maintain strong working relationships with GRZ ministries, departments, and other public sector entities. - Provide advisory support on risk management and insurance solutions tailored to public sector requirements. - Respond promptly to client queries and facilitate claims handling in collaboration with claims and account management teams. ### 6. Team Support and Leadership - Mentor and provide guidance to junior underwriters and support staff. - Contribute to training programmes and capacity-building initiatives within the underwriting department. - Support the Manager – Underwriting in strategic planning and departmental projects. ### QUALIFICATIONS & EXPERIENCE - Grade 12 Certificate. - Bachelor’s Degree in Business, Commerce, Insurance, Finance, or a related discipline. - Professional qualification such as ACI, CII. - Minimum of 3 years’ experience. - Experience in insurance, financial services, or corporate law will be an added advantage. ### KEY SKILLS - Strong knowledge of corporate insurance products, underwriting principles, and risk assessment techniques. - Proficiency in underwriting software, Microsoft Office Suite, and analytical tools. - Excellent numerical, analytical, and decision-making skills. - Strong negotiation and communication skills for dealing with clients and brokers. - Ability to interpret complex financial and operational information to assess risk. ### HOW TO APPLY Interested candidates should submit their application letter, CV, and supporting documents to: Deputy Director – People Experience ZSIC General Insurance Limited Premium House Independence Avenue P.O. Box 30894 Lusaka, Zambia Email: careers@zsicgi.co.zm Closing Date: 5th August 2026. ## Requirements Apply by email: careers@zsicgi.co.zm ## Apply Use the canonical Prime Job Alerts page for full application instructions and source verification.