# Loan Officer Canonical URL: https://primejobalerts.com/jobs/loan-officer Company: SME CLINIC Category: Banking & Financial Services Location: Malawi Work type: Full-time Work arrangement: On-site Published: 2026-07-22 Expires: 2026-07-31 ## Job Description Home About Contact Jobs Blogs Login Home About Contact Jobs Blogs Login Home Jobs Loan Officer Loan Officer Posted on July 22, 2026 | Job ID: 3173 Application Deadline: 9 days left ### Job Description VACANCY ANNOUNCEMENT@ SME CLINIC POSITION: LOAN OFFICERS Location: LilongweOVERVIEWSME Clinic, on behalf of its client, a leading licensed microfinance institution, is recruiting experienced Loan Officers to support its agricultural and agri-business lending portfolio.The successful candidates will be responsible for originating, analysing, and managing group-based agricultural loans to smallholder farmers, agro-dealers, and Village Savings and Loan Associations (VSLAs). The role also involves providing client training, monitoring loan performance, and ensuring ethical and efficient lending throughout the credit life cycle.KEY RESPONSIBILITIESScreen and assess agriculture loan applicants and process loan applications.Conduct field visits with Extension Planning Areas (EPAs) and agronomists to assess farming operations and loan eligibility.Train clients and solidarity groups in financial management, business management, and credit management.Structure appropriate loan products and prepare loan documentation for approval.Monitor loan repayments and manage loan portfolios.Follow up on overdue accounts and support loan recovery processes.Build relationships with farmers, agro-businesses, community leaders, and government extension services.Promote agricultural loan products and financial literacy within communities.Ensure compliance with lending policies and prepare regular performance reports.QUALIFICATIONS AND EXPERIENCEApplicants should possess:Bachelor's Degree in Agriculture, Agribusiness Management, Agricultural Economics, Agricultural Extension, Agronomy, or a related field.A Diploma in Microfinance, Business Administration, or a related discipline with strong agricultural experience will also be considered.At least three (3) years' experience in microfinance or banking with significant exposure to group lending.Proven experience in agricultural lending and working with rural smallholder farmers.KEY SKILLSStrong knowledge of credit analysis, agricultural production, and risk management.Ability to prepare and analyse cash flows, repayment plans, and financial statements.Experience with group lending methodologies.Excellent communication and interpersonal skills.Ability to work extensively in rural areas.Strong integrity, customer service, and decision-making skills.Ability to ride a motorcycle with a valid rider's permit.DESIRABLE ATTRIBUTESExperience working with women-led groups, youth organisations, or VSLAs.Familiarity with mobile money platforms and digital lending systems.Practical knowledge of crop or livestock production.HOW TO APPLYInterested candidates should submit their applications to:Email: loanofficer@smeclinic.mwSubject Line: Loan OfficerApplication Deadline: 31st July 2026. Apply Now Apply directly via email Auto Apply Register for automated application Save Job Save this job for later Job Highlights Not specified Not specified Competitive Closing: August 1, 2026 9 days left Other Jobs School Nurse New Posted: July 22, 2026 View Humanities Teacher New Posted: July 22, 2026 View Waiter/waitress New Posted: July 22, 2026 View Chef New Posted: July 22, 2026 View Housekeeper New Posted: July 22, 2026 View Apply Apply directly via email Auto Apply Register for automated application Jobs Return to jobs list Mvungi Automated Job Application System by ICTech Computer Solutions. Helping Malawians reach opportunities with ease and dignity. Contact Us +265 882 659 516 info@ictechmw.com Blantyre, Malawi Follow Us Follow us on Facebook Follow us on X Subscribe to our YouTube channel Chat with us on WhatsApp Subscribe Subscribe Subscribe to our newsletter Get our latest updates and tips straight to your inbox! © 2026 Mvungi | All Rights Reserved. Developed by ICTech Computer Solutions Back to Top Scroll to Top ## Requirements Apply by email: loanofficer@smeclinic.mw ## Apply Use the canonical Prime Job Alerts page for full application instructions and source verification.