# Investment Officer Job Inkomoko, Nairobi, Kenya

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Company: Inkomoko, Nairobi, Kenya

Category: Banking & Financial Services

Location: Kenya

Work type: Full-time

Work arrangement: On-site

Published: 2026-08-04

Expires: 2026-09-18

## Job Description

### Responsibilities

### Due Diligence & Investment Preparation (60%)

- Respond to inquiries from prospective borrowers; support them to apply for our facility/investment products. 

- Introduce the investment products to entrepreneurs, explaining the requirements for repayment and the seriousness of taking on debt financing. 

- Conducts investment appraisal, collects detailed information (personal, business, and guaranties), and arranges to open a new investment account. 

- Prepares and executes investment contracts and arrange for disbursement of investment in kind. 

- Conduct due diligence on prospective borrowers, including site visits, document preparation, coordination with the Business Development Advisors and Business Associates, etc. 

- Communicate all materials to the Portfolio Manager, and assist in preparing credit reports for Investment Committee meetings. 

- Take photos of entrepreneurs, have them sign photo waivers, and ensure entrepreneurs’ stories are posted on the Kiva platform for fundraising with all correct information. 

Portfolio Management(20%) 

- Offer excellent customer service through daily conversations, correspondence, and site visits as needed to maintain strong positive relationships with borrowers. 

- Work with the Inkomoko Kenya Business Development Services team to ensure borrower success, and Visit clients for monitoring. 

- Maintain both delinquency and default rates below set rates during yearly goal setting, 

- Track information about borrowers and communicate effectively with key stakeholders about client status. 

- Actively participate as a key staff in the weekly Portfolio Review Meeting. 

- Maintain a tracking system of borrower payments and contact information. 

- Work with the Finance & Admin team to produce invoices for payments and monthly reconciliation of investment department transactions. 

- Interact with government leaders, court systems and others for follow up on lack of payments. 

- Ensure that we are adhering to the requirements of our Kiva partnership, including reporting and journaling. 

- Other duties as assigned by supervisor 

Investment Management System (20%)

- Update both disbursements and investment repayments in the Investment Management System (CBS-powered by mifos)

- Maintain and demonstrate proficiency with investment software applications

- Work with system providers to utilize applications to fullest capacity, streamlining processes and procedures, ensuring accuracy and compliance 

- Assist with system parameters and design to meet the needs of multiple departments. 

- Manage user security access

- Ensure proper segregation of duties, develop and maintain work flows for all stages of investment 

- Advise the Management team how to automate key lending processes

- Ensure posting of payment, payoffs, and balancing in Core Banking System

- Participates in the review and recommendations of operational systems and procedures

- Successfully interact with lending staff to improve accuracy and efficiencies of Investment management system 

- Prepare related reports and administer the system

- Other duties as assigned by supervisor 

Requirements

Investment officer will be a trusted partner of Inkomoko Kenya clients, and basic qualifications Include:

- University degree in Finance or other related field,

- Must speak fluent English and Swahili. Knowledge of local language is a plus,

- Experience in Islamic lending and practice is an added advantage

- Strong financial and accounting skills; familiarity with business financial policies in Kenya

- Experience in investment management, microfinance, capital leases, and access to finance for Micro businesses and SMEs is STRONGLY preferred,

- Prior experience dealing with customers/debt,

- Prior experience in a lending environment,

- Experience providing business advice to entrepreneurs,

- Prior experience in Investment management system software, 

- Decisive individuals with ability to deliver unpleasant messages to the debtors and assertive enough to get the debtors pay off the entire debt,

-  Experience in managing difficult clients and reaching positive outcomes,

- Very strong attention to details and good follow through,

- Comfort with the civil court system, and previous experience in litigation preferred,

- Unrelenting perseverance, personal integrity, and critical thinking skills,

- 4+ years of work experience in relevant or applicable field,

- Must be able to legally work in Kenya. 

Competencies

We are looking for someone who;

- Instills Trust – Follows through on commitments, builds credibility by being direct and truthful, and shows genuine care for staff members.

- Acts with Courage – Steps up to address difficult issues and speaks openly with bravery; takes the initiative to pursue new opportunities; takes full ownership of own work

- Makes Informed Decisions – Seeks relevant data and input when needed, takes appropriate action within their area of responsibility, and knows when to escalate issues or seek guidance.

### How to Apply

Click here to apply

## Apply

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