# Head of Payments & Platform Job Umba

Canonical URL: https://primejobalerts.com/jobs/head-of-payments-platform-job-umba

Company: Umba

Category: Banking & Financial Services

Location: Kenya

Work type: Full-time

Work arrangement: On-site

Published: 2026-10-16

Expires: 2026-11-30

## Job Description

Finance Jobs, Umba Jobs. Head of Payments & Platform drives payments product strategy and manages banking-as-a-service platform integrations, requires 7+ years payments or fintech experience. Full-time role in Nairobi.

The Role

We are hiring a Head of Payments and Platform to build and run that layer. The job is to turn a licence, a working core banking stack and an engineering team into a payments business with paying partners.

You will own four things, in this order:

- The accounts platform. Our banking-as-a-service product: accounts, collections and payouts for partners’ customers through our API. You define the first release with engineering, run partner onboarding with Compliance, and get the first partners live.

- Cross-border payments and FX. The settlement routes for our customers’ supplier payments and international receipts, the pricing to customers, and the daily treasury position with Finance.

- Remittance termination. Umba as a receiving bank for money transfer operators, with payout to bank accounts and M-Pesa.

- Credit alongside accounts. With our credit team, lending to partners’ merchants and customers on our rails.

### Responsibilities

- Write the product specifications engineering builds from, and the term sheets partners sign.

- Sign and onboard the first platform partners: payment companies, fintechs, marketplaces and vertical software platforms that need accounts, collections and payouts on a bank licence.

- Choose and contract the settlement routes, run the comparison on price, speed and counterparty risk, and keep them performing.

- Set pricing: platform fees, per-account and per-transaction fees, FX margins, remittance termination fees.

- Build the small team around you: a treasury dealer, partner success, and later a sales lead.

- Work with Compliance on partner approvals, KYC reliance models and regulatory approvals.

- Own the numbers: partners live, accounts opened, volume, revenue, and the capital and liquidity the business consumes.

Requirements

- 7+ years in payments, fintech, or financial services — banking-as-a-service or fintech in East Africa, with cross-border or remittance experience preferred.

- You have built or run a sponsor-bank, aggregator or PSP integration from the inside. You know what fintechs need from a bank’s API.

- You have dealt with the Central Bank of Kenya or an equivalent regulator on product approvals.

- You can read a treasury position, price FX and payments, and explain a fee schedule to a partner’s CFO.

- You can sell and close, and you can write: a specification an engineer can build from, a term sheet a counterparty can sign.

- A network among Kenyan and regional fintechs, payment companies and remittance operators.

- Useful but not required: experience with digital-asset payment infrastructure, and with core banking systems.

### How to Apply

Click here to apply

## Apply

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