# Credit Risk Manager at Equity Bank Tanzania

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Company: Equity Bank Tanzania

Category: Banking & Financial Services

Location: Tanzania, Dar es Salaam, Dar es Salaam

Work type: Full-time

Work arrangement: On-site

Published: 2026-11-05

Expires: 2026-11-18

## Job Description

Maximize the bank’s risk-adjusted returns by ensuring credit risk exposure remains within acceptable parameters. This involves independently identifying, measuring, and communicating the branch’s credit risk profile, monitoring and reporting on the effectiveness of credit risk controls, conducting periodic reviews of credit-related activities, and recommending enhancements where necessary. Main Duties And ResponsibilitiesCredit Risk Oversight: Identify, measure, and report significant risks, losses, and the effectiveness of mitigation actions; monitor policy compliance and recommend corrective measures. Credit Facility Management: Appraise credit facilities across Personal, Business, and Corporate Banking segments, ensuring absolute data integrity, managing queries, and maintaining high-quality documentation in line with policies and regulations. Credit Committee Participation: Review creditworthiness and risks of potential transactions, applying appropriate tools and models, and propose mitigants to safeguard the bank’s portfolio. Delinquency & Remediation: Analyse delinquent accounts, prepare risk reports, support remediation strategies (including negotiations, recovery actions, and legal coordination), and conduct portfolio reviews to identify causal factors and recommend timely resolutions. Collateral & Documentation Custody: Act as custodian of security vaults and credit documentation, oversee archival/retrieval processes, maintain registers of security documents, and ensure collateral protection through insurance renewals. Stress Testing & Scenario Analysis: Conduct periodic stress tests and portfolio impact assessments, providing recommendations to senior management for proactive risk management. Stakeholder Advisory & Reporting: Provide guidance on credit risk policies and standards, prepare timely and reliable credit risk reports for senior management and the board, and ensure accurate collection of fees, commissions, and charges. Collaboration & Representation: Partner with Credit Department functions to balance business growth with risk control, work closely with recovery units to identify problem accounts, and represent the branch in internal and external meetings. Other Duties: Perform additional responsibilities as assigned by the supervisor. QualificationsKNOWLEDGE, SKILLS, QUALIFICATION AND EXPERIENCE Academic Qualifications Bachelor’s Degree or equivalent in one of the following fields: Finance, Banking, Accounting, Economics, Business Administration Professional Experience 3–5 years banking experience, with at least 2 years in credit analysis or credit risk or Lending Relationship Management. Experience in Credit appraisal and financial analysis SME and corporate lending Loan structuring Credit monitoring and portfolio management Typical Background Roles Credit Analyst Relationship Manager (Corporate/SME) Credit Officer Risk Analyst Technical Skills Credit Analysis Financial statement analysis Cash flow analysis Risk assessment Loan documentation review Regulatory and policy knowledge i.e. Strong understanding of: Central bank prudential regulations (e.g., Bank of Tanzania guidelines), Credit risk management frameworks, Loan classification and provisioning rules, AML / KYC requirement Credit committee presentation Problem loan management Decision-making under risk OrganizationEquity Bank Tanzania Ltd Employment TypeRegular Job LevelManager Job ShiftDay Job Job PostingNov 5, 2026, 11:17:40 AM

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