Credit & Risk Associate Job BuySimu Technologies
BuySimu Technologies
Job description
Finance Jobs, BuySimu Technologies Jobs. Credit & Risk Associate assessing loan applications, conducting KYC and due diligence and mitigating credit, operational and fraud risks, requiring a bachelor’s degree or diploma in Risk Management, Finance or Banking and proven experience in risk, compliance or credit assessment, in a digital lending environment, on-site role.
Join our dynamic team and be part of a growing company transforming access to smart financing solutions.
Key Responsibilities
- Assess and evaluate customer loan applications to determine creditworthiness and lending risks.
- Conduct thorough customer due diligence, including verification of identity, income, employment, and other relevant documentation.
- Ensure compliance with the company’s lending policies, risk management procedures, and regulatory requirements.
- Identify, assess, and mitigate potential credit, operational, and fraud risks associated with lending activities.
- Conduct KYC (Know Your Customer) checks and ensure all customer documentation is accurate, complete, and properly maintained.
- Monitor loan portfolios, identify high-risk accounts, and recommend appropriate measures to minimize potential losses.
- Investigate suspected fraudulent activities, irregular transactions, and cases of non-compliance, and prepare detailed reports.
- Conduct merchant and customer verification visits where necessary to validate information provided during loan applications.
- Work closely with the Sales, Collections, Operations, and other relevant departments to ensure effective risk management and compliance.
- Prepare and maintain accurate risk assessment reports, compliance records, and other relevant documentation.
- Recommend improvements to existing risk control measures, lending procedures, and compliance processes.
- Ensure strict adherence to company policies, ethical standards, and confidentiality requirements.
Qualifications and Experience
- Bachelor’s Degree or Diploma in Risk Management, Finance, Accounting, Business Administration, Banking or a related field.
- Proven experience in risk and compliance, credit assessment, loan processing, or a related role, preferably in financial services or lending.
- Good understanding of credit risk assessment, KYC procedures, AML requirements, and lending compliance practices.
- Strong analytical, investigative, and problem-solving skills.
- Excellent attention to detail and ability to identify inconsistencies and potential risks in customer documentation.
- Strong communication, report-writing, and interpersonal skills.
- High levels of integrity, professionalism, confidentiality, and ethical conduct.
- Ability to work independently with minimal supervision and make sound, evidence-based risk assessments.
- Knowledge of asset financing, digital lending or credit management is an added advantage.
How to Apply
If you meet the qualifications and are ready to execute the above mandate, strictly apply to
The application should reach us by close of business on 25th October 2026.
Please note that only shortlisted candidates will be contacted. If you do not hear from us by 30th November 2026 consider your application unsuccessful.