# Credit Officer Job Chess Sacco Kiambu, Kenya

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Company: Chess Sacco Kiambu, Kenya

Category: Banking & Financial Services

Location: Kenya

Work type: Full-time

Work arrangement: On-site

Published: 2026-07-27

Expires: 2026-07-31

## Job Description

CHESS Sacco is a regulated Savings and Credit Cooperative Society based in Kiambu Town. We are dedicated to providing ethical, community-focused financial services that empower our members to build wealth and achieve economic independence. To support our credit operations and ensure financial stability, we are seeking a results-driven, highly principled Credit Officer.

### Key Responsibilities

- Implement sound credit policies, strategies, and procedures to ensure efficient loan processing, portfolio management, and timely loan repayments.

- Appraise, review, and evaluate loan applications in accordance with the SACCO’s Credit Policy and lending procedures.

- Monitor the performance of the loan portfolio and prepare timely reports to maintain a healthy and quality loan book.

- Ensure adherence to approved loan repayment schedules and initiate appropriate recovery measures for delinquent accounts.

- Maintain a Portfolio at Risk (PAR) of below 5% and achieve other credit performance targets set by the SACCO.

Qualifications, Skills, and Experience

- Education: Minimum of a Diploma or Degree in a business-related field (e.g., Finance, Accounting, Co-operative Management, Credit Management, or Business Administration).

- Age: Must be 25 years of age and above.

- Experience: Prior experience in loan recovery or debt collection from financial institutions or SACCOs is an added advantage.

- Integrity & Professionalism: High level of personal integrity, strong negotiation skills, firmness, and excellent verbal and written communication abilities.

### How to Apply

Applicants meeting the above criteria are invited to submit their application letter, detailed Curriculum Vitae (CV), academic and professional certificates, and clearly state their expected salary.

### Applications should be addressed to

The Sacco Manager

CHESS SACCO

### P.O. Box 1460-00900

Kiambu

Email your complete application package to: chesskenya@gmail.com

Deadline: Applications must be received on or before Friday, 31st July 2026.

CHESS Sacco is an equal opportunity employer.

## Requirements

Apply by email: chesskenya@gmail.com

## Apply

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