# Country Credit Head, Wealth & Retail Bank Risk Job Standard Chartered Canonical URL: https://primejobalerts.com/jobs/country-credit-head-wealth-retail-bank-risk-job-standard-chartered Company: Standard Chartered Category: Banking & Financial Services Location: Kenya Work type: Full-time Work arrangement: On-site Published: 2026-10-06 Expires: 2026-11-20 ## Job Description Finance Jobs, Standard Chartered Jobs. Country Credit Head, Wealth & Retail Bank Risk oversees retail credit risk strategies, requires a Finance Degree and 8+ years banking experience. Full-time role in Nairobi. Job Summary - Uphold the integrity of the Group’s risk/ return decisions for Wealth & Retail Bank (WRB) Kenya by ensuring credit risks arising from Retail Banking are properly assessed, transparently decided and controlled in line with Group standards and risk appetite. - Ensure the Risk Management Framework, credit policies, governance routines and related reporting processes are effectively communicated, implemented and embedded across the Kenya Credit function. - Exercise credit risk approval authority for the Retail Clients business and lead end-to-end WRB risk management for Kenya, including portfolio oversight, controls, stakeholder engagement and regulatory conduct. ### Responsibilities Credit Risk Strategy and Governance - Inform business planning through cost and impairment forecasts, balanced assessment of the external environment, and advice that supports disciplined growth within risk appetite. - Design, maintain and communicate credit risk control parameters, including policies, control standards, exposure limits and other levers that keep the Retail Banking risk profile aligned to Group appetite. - Ensure material risk exposures, emerging issues and management responses are escalated to the appropriate governance forums and committees. - Business, Processes and Risk Management - Supervise relevant first-line-owned processes within the Credit function and ensure operational risks are effectively managed in compliance with internal policies, laws and regulations. - Assess the credit risk profile of the Retail Banking business, initiate stress testing and scenario analysis, and ensure management response plans are in place for extreme but plausible events. - Exercise assigned credit authorities with sound judgement, considering concentration risk across sectors, geographies and markets, and assign risk authorities to suitably skilled individuals. - Maintain effective relationships with regulators and key external stakeholders, ensuring credit risk management expectations are understood and reflected in internal processes. People and Talent - Set direction and drive high performance by translating strategy into clear direction, aligning individual goals to team outcomes and providing regular, constructive feedback. - Develop talent and capability through coaching and career conversations that build critical skills, stretch potential and prepare individuals for future opportunities. - Lead by example by role-modelling the Bank’s valued behaviours, upholding strong risk and conduct standards, exercising sound judgment, and creating an inclusive team culture that supports wellbeing, values diverse perspectives, and drives accountability. - Stakeholder, Conduct and Regulatory Responsibilities - Partner with country, regional and Group stakeholders including the Country CEO, Country WRB Head, Retail Banking leadership, Credit Initiation, Risk Operations, Fraud Risk, Group Internal Audit and policy teams. - Display exemplary conduct, live the Group’s Values and Code of Conduct, and lead the Kenya Credit unit to deliver the Bank’s Conduct Principles. - Identify, escalate, mitigate and resolve risk, conduct and compliance matters collaboratively and in a timely manner. - Motivations - Creating strong, well-controlled credit outcomes that balance client needs, business growth and prudent risk management. - Leading and developing high-performing teams, building future leaders and strengthening risk capability across the Kenya Credit and Collections function. - Solving complex credit, conduct and governance challenges through collaboration with senior internal stakeholders, regulators and external partners. Skill Requirements - Sound knowledge of Risk – Retail and PB Credit Risk; Retail Operational Risk; Retail Reputational Risk - Leading Across Cultures and People Management skills - Stakeholder Engagement - Knowledge of Collection Strategy - Communication and Influencing skills - WRB Product Knowledge  Key Experiences     - Senior credit risk leadership experience within Retail Banking, including portfolio risk oversight, credit decisioning, risk appetite management and governance. - Experience leading people and building credit risk capability across teams, including direct management of managers/specialists and development of future leaders. - Strong stakeholder management experience with country, regional and Group leadership, regulators, credit bureaus, auditors and governance committees. - Demonstrated experience embedding risk management frameworks, operational risk controls, policy compliance and conduct standards. Certifications / Qualifications - CCRC, Risk Leaders Bootcamp and ACRM. - Trainer experience for Collections and Credit Risk Management. Languages - English; local language capability relevant to Kenya market engagement is beneficial. ### How to Apply Click here to apply ## Apply Use the canonical Prime Job Alerts page for full application instructions and source verification.